Check Cashing Product Overview

Paycheck Secure check cashing software provides your business with a fast, friendly and safe way to accept check cashing transactions. The Paycheck Secure payroll check cashing system provides thousands of retail locations nationwide, access to the check cashing history for over 6 million U.S. consumers. We take the guesswork out of third party check cashing.

Why Use Paycheck Secure?

How Does Paycheck Secure Work?

• Look up customers with their finger - no ID needed after enrollment
• Verify each check cashing transaction automatically against our national database of bad check writers
• Speed check cashing transaction time - faster and more secure than traditional check cashing methods
• Maker research verifies that no negative information has been reported on the check issuer AND gives you statistics on each company/account in the AllTrust network
  
• Deposit checks electronically  - enjoy significant time savings; more secure transactions and faster access to funds*
• Easily comply with government regulations - online CTR and SAR reports as well as SDN OFAC list screening*
• Guarantee all your payroll checks*
• Monitor your check cashing business from any location with secure web reporting
• Scans IDs and automatically captures all ID info

*Optional upgrade available

What makes Paycheck Secure different? 

• National negative database – Verifies each check cashing transaction automatically against our national database of bad check cashers.
• Velocity settings - set your store's check cashing limits, and the Paycheck Secure check cashing software will help you enforce them.
• Multi-store services - customers only register once, and then can cash checks at any store within your chain.
• Returned check report  - this complete transaction history prepares you for the process of recovery.
• Counterfeit check warning – the check cashing software analyzes the magnetic ink and flags checks with low MICR levels for possible fraud.
• 24/7 online reporting – manage all transaction data whenever, wherever you want.
• High-end optical fingerprint reader - identifies & verifies; ensuring you know your customer.
• Automatic database back-up