One system. Every counter.
Check cashing, KYC, electronic deposits, and automated compliance all in one web-based system.
SMARTCHECKCheck cashing at counter speed
A teller screen designed around how transactions actually happen: scan the check, confirm the customer, take the fee, hand over cash. New hires run it confidently in their first week.
- ✓Guided workflows with fee schedules by check type and customer tier
- ✓Check and ID imaging captured automatically at the point of transaction
- ✓Multi-till cash drawer management with shift-level balancing
- ✓Full transaction history for every customer, at every location
- ✓Integrated bill payment with CheckFreePay
A fast, safe way to accept every type of check
Payroll, government, tax refund, insurance, money orders: SmartCheck walks the teller through each one, calculates the right fee, and captures the images your records require.
- ✓All check types supported, with configurable fees for each
- ✓Check and ID images captured automatically during the transaction
- ✓Full check history for every customer and maker at a glance
- ✓Hold, decline, and escalation workflows when something looks off
Review and approve checks from anywhere
A web-based review queue that lets owners and managers approve or reject checks remotely. The teller keeps the line moving while you make the call from wherever you are.
- ✓Pending reviews with check scan, ID, and customer history side by side
- ✓Approve or reject from any browser: desk, home, or phone
- ✓Decisions return to the teller's screen in seconds
- ✓Every review logged with who decided, when, and why
Know exactly who's at your window
Every transaction is tied to a verified customer profile: ID images, photos, and check history captured at the counter. A customer enrolled at one of your locations is recognized at all of them.
- ✓Customer profiles shared across all your locations: enroll once, recognized everywhere
- ✓ID scanning with automatic data capture and expiry checks
- ✓Watchlist and OFAC screening built into the transaction flow
From your counter to your bank, without the drive
Every check you cash becomes a bank-ready Check21/X9.37 file. Deposits go out same-day, reconciliation happens on screen, and the branch run becomes a thing you used to do.
- ✓Same-day electronic deposits built from the check images you already capture
- ✓Deposit files automatically formatted to your bank's requirements
- ✓Deposit tracking and reconciliation across every location
- ✓Returned-item alerts the moment your bank reports them
Compliance that runs in the background
Every transaction feeds your BSA/AML program automatically: thresholds tracked, records kept, and reports ready before anyone asks for them.
- ✓CTR thresholds tracked automatically across same-day transactions
- ✓SAR-ready case records with images and identity documents attached
- ✓OFAC screening built into the transaction flow
- ✓Examiner-ready reports pulled in minutes, not days
See the full transaction flow.
We'll walk you through a transaction end-to-end: verification, fee, image, deposit file.