Build check cashing into your platform.
ATWS is the API platform behind AllTrust: identity management, check decisioning, Check 21 electronic deposits, third-party review, and mobile services. Embed check cashing into your application, or build a standalone solution on our expert systems.
One API library. Every piece of the transaction.
Take only the components you need. Each API plugs into the same reliable platform and back-end services that process transactions for 2,000 storefronts, so you never build risk, compliance, or deposit infrastructure from scratch.
What you can build
Check approval decisioning
Add check cashing to your in-house POS with our rules engine, pricing tools, and back-end check maker research. Your enrollment, our decisioning.
Identity & enrollment
Government ID OCR and validation, plus address, cell phone, and email verification. Drop full KYC into any existing application.
Check 21 electronic deposits
Scan checks into ATWS for image quality assurance, OCR, and deposit management, with direct integrations to banks and third-party processors, plus online reporting throughout.
Third-party review
Route questionable transactions to the AllTrust Review Center: a web console for managing workflow, reviewing checks, and sending decisions back to in-store clerks.
Data & risk insights
Tap proprietary data from 9 million consumers: identity matching to expose fraud, income verification for sub-prime lending, and database segmentation for outbound marketing.
Money transmitter deposits
A custom check deposit service with filtering rules, decision criteria, and exception handling. Agents deposit checks as payment against available credit.
Twenty years of check cashing infrastructure, one integration away
Check cashing is unforgiving: fraud, compliance, and bank relationships punish systems built from scratch. ATWS gives your product the transaction data, risk models, and banking rails that already run thousands of counters, behind APIs your team can integrate in weeks.
Have a use-case for our data or rails?
Tell us what you're building. If we can support it, we'll show you how.